How car insurance works for newly licensed drivers—teens, young adults and adults learning later—and how to pay less for it.

Glossary term

Distant student discount

Distant student discount: A discount for a student living 100+ miles from home without a car, who drives only during visits.

Where this term matters

Guides and entries on this site that use the term.

Guide

Good student, driver training, telematics, distant student and other discounts that specifically reduce new-driver premiums—with realistic ranges.