Glossary term
Household member
Household member: A person living at the insured address. Licensed household members must be listed on or excluded from the policy.
Where this term matters
Guides and entries on this site that use the term.
Guide
Own Policy vs Parents' Policy for a New Driver
When a new driver should be added to a parent's policy, when a separate policy makes sense, and how vehicle ownership and address affect the answer.
Entry
What Happens to Insurance Rates After a New Driver's First Speeding Ticket
Understand how a first speeding ticket impacts new driver car insurance rates, how surcharges work, and the exact steps to minimize premium increases.