How car insurance works for newly licensed drivers—teens, young adults and adults learning later—and how to pay less for it.

Glossary term

Permissive use

Permissive use: Coverage for someone driving your car with your permission who is not listed on the policy. Does not apply to regular drivers in the household, who must be listed.

Where this term matters

Guides and entries on this site that use the term.

Guide

Own Policy vs Parents' Policy for a New Driver

When a new driver should be added to a parent's policy, when a separate policy makes sense, and how vehicle ownership and address affect the answer.

Related terms

Household member

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