New Driver Insurance

Glossary term

At-fault accident

At-fault accident: A crash the insurer determines you caused (wholly or mostly). At-fault accidents are surcharged; not-at-fault ones usually are not.

Where this term matters

Guides and entries on this site that use the term.

Guide

A New Driver's First Accident or Ticket

What happens to a new driver's premium after a first at-fault accident or speeding ticket, how long it lasts, and what to do about it.

Related terms

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