Glossary term
Surcharge
Surcharge: A percentage added to the premium for an at-fault accident or violation, usually for three years.
Where this term matters
Guides and entries on this site that use the term.
Guide
A New Driver's First Accident or Ticket
What happens to a new driver's premium after a first at-fault accident or speeding ticket, how long it lasts, and what to do about it.
Entry
What Happens to Insurance Rates After a New Driver's First Speeding Ticket
Understand how a first speeding ticket impacts new driver car insurance rates, how surcharges work, and the exact steps to minimize premium increases.