Glossary term
Liability limits
Liability limits: The maximum your policy pays for injuries and damage you cause, written as three numbers such as 100/300/100 (in thousands).
Where this term matters
Guides and entries on this site that use the term.
Guide
What Coverage a New Driver Should Choose
Liability limits, collision and comprehensive, uninsured motorist and deductibles for a first policy—what matters, what is optional, and why minimum limits are a poor fit for new drivers.
Guide
How to Compare Car Insurance for a New Driver
A method for comparing new-driver quotes: fixed coverage set, same inputs, discounts applied consistently, and the questions to ask each insurer.
Entry
Why New Drivers Need Uninsured Motorist Coverage
Learn why uninsured motorist protection is critical for new drivers, how state uninsured rates affect risk, and how to select proper policy limits.