Glossary term
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage: Pays for your injuries when the at-fault driver has no or too little insurance.
Where this term matters
Guides and entries on this site that use the term.
Guide
What Coverage a New Driver Should Choose
Liability limits, collision and comprehensive, uninsured motorist and deductibles for a first policy—what matters, what is optional, and why minimum limits are a poor fit for new drivers.
Entry
Why New Drivers Need Uninsured Motorist Coverage
Learn why uninsured motorist protection is critical for new drivers, how state uninsured rates affect risk, and how to select proper policy limits.