Glossary term
Deductible
Deductible: What you pay before collision or comprehensive pays. Higher deductibles lower the premium.
Where this term matters
Guides and entries on this site that use the term.
Guide
What Coverage a New Driver Should Choose
Liability limits, collision and comprehensive, uninsured motorist and deductibles for a first policy—what matters, what is optional, and why minimum limits are a poor fit for new drivers.
Guide
How to Compare Car Insurance for a New Driver
A method for comparing new-driver quotes: fixed coverage set, same inputs, discounts applied consistently, and the questions to ask each insurer.
Entry
Why New Drivers Need Uninsured Motorist Coverage
Learn why uninsured motorist protection is critical for new drivers, how state uninsured rates affect risk, and how to select proper policy limits.
Entry
Telematics and Usage-Based Insurance for New Drivers: Is It Worth It?
See how telematics and plug-in tracking apps calculate discounts for new drivers, what driving habits insurers monitor, and whether signing up saves money.
Entry
How to Choose a Car Insurance Deductible as a New Driver
Learn how choosing between a $500 and $1,000 deductible affects car insurance premiums for new drivers, and how to pick the right out-of-pocket balance.