Glossary term
Collision coverage
Collision coverage: Pays to repair or replace your own car after a crash, minus the deductible.
Where this term matters
Guides and entries on this site that use the term.
Guide
What Coverage a New Driver Should Choose
Liability limits, collision and comprehensive, uninsured motorist and deductibles for a first policy—what matters, what is optional, and why minimum limits are a poor fit for new drivers.
Guide
Best Cars for New Drivers to Insure
What makes a car cheap or expensive to insure for a new driver—size, safety ratings, repair cost, theft rates, horsepower—and how to check before buying.
Entry
What Makes a Car Cheap to Insure
The specific vehicle attributes insurers price—loss history, repair cost, horsepower, size, theft—and how to use them when choosing a first car.
Entry
Why New Drivers Need Uninsured Motorist Coverage
Learn why uninsured motorist protection is critical for new drivers, how state uninsured rates affect risk, and how to select proper policy limits.
Entry
How to Choose a Car Insurance Deductible as a New Driver
Learn how choosing between a $500 and $1,000 deductible affects car insurance premiums for new drivers, and how to pick the right out-of-pocket balance.